Accessible Healthcare My …..

Yet again, driving along, listening to public radio. They are in the middle of their spring fund drive so my mind was kind of in float mode. Not paying all that much attention. As they are saying their sponsorships for Morning Edition I hear “the Aetna Foundation, dedicated to health, well-being and accessible health care”. I almost choked. I have a job. Through that job I have health insurance. I have had Aetna, for better or for worse, for six years. Each year my benefits have gotten a little worse and a little more expensive. For example I have never had a real deductible since I was in an open access HMO. This past year they ditched that and added a three thousand dollar deductible but it was waived for preventive and emergency room. Ok, I can live with that. It was just announced at my company that they could no longer offer Aetna because the plan premiums had been increased by 44%! Accessible healthcare my ass. So I will have to switch everything to United Health Care, where my drugs will cost more and my deductible will be five thousand dollars. Although this is waived for preventive care, it is not waived for the emergency room so our first visit this year will cost up to five thousand dollars! And if I am admitted, there is a very special extra deductible of five hundred on top of that. And then twenty percent of the bill on top of that. Don’t worry, unless I am dying so my life insurance will pay the bill, I won’t be going to the hospital any time soon. But I am grateful to have the insurance at all. Sickening that Aetna has a foundation for tax exemptions that markets them as a caring company. Forty Four Percent! Unaffordable for any but the wealthiest of us.

Advertisements

2 Responses to “Accessible Healthcare My …..”

  1. doctorblue Says:

    I, too, get nauseous at these public radio ads that make medical insurers and companies like Monsanto and other Wall Street firms that have a foundation out to be philanthropic. I can tell you from personal experience that these companies prey on their customers and operate on the greater fool theory.

    I became disabled at age 50 while fully insured by CIGNA HMO because none of the dozen specialists I was referred to by my internists could figure out which was responsible for diagnosis and treatment. Each assumed another was taking care of me. My protests verbally and in writing to CIGNA about its contract practitioners fell on deaf ears. Virginia, being the #1 pro business state in the nation, side with the insurance companies.

    In another instance, I lost 30% use of my left hand due to an impalement that happened at work. Aetna was my employer’s insurer at the time. I settled the worker’s comp claim which promised me lifetime medical care. I need a second operation, but can’t find a doctor in Virginia who will do an operation under worker’s comp because they say the insurance companies don’t pay.

    More of my dilemma’s with medical errors and medical insurers are on my blog http://doctorblue.wordpress.com.

    Doctorblue

  2. trienahg Says:

    I am so sorry for the difficulties you have experienced and I am sure you are not unique. I am fortunate enough to not have had horrific medical problems but I am diabetic which is, as the whole country now knows, a pre-existing condition! I work for a company that bills Medicare and other insurers and the waste and inefficiency that I see is itself nauseating. I have to say I love public radio and I am glad, at leastl that those companies are supporting it, but I hate that it makes them look like “good guys”. thanks for your comment.


Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: